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The bank has divided its cards according to the end use of its customer. It operates through the following segments: Treasury, Balance Sheet Management Unit (BMU) and Corporate Centre; Retail Banking; Corporate or Wholesale Banking; Vehicle Financing, Other Lending Activities. The customers can deposit an amount for a definite period and at a predetermined rate of interest.

Kotak Mahindra Bank provides several types of current accounts which can be used by businesses.

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